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The Kenyan Crisis Cost Me $12.60: My First Defaulted Kiva Loan

Since joining Kiva, a website allowing users to provide micro-loans to entrepreneurs in developing countries, my family and I have made over 20 loans ranging from $25 to $75. Though we considered it a donation, the idea of it being a loan, and the fact that I can pull out my money after the loan has been repaid has definitely shaped my perspective on it to being considered more of an “investment” in doing good.
You can imagine my disappointment then when I found out that one of the loans had …

Money & Stewardship »

No Sweat Shoes Might Not Be As Sweat Free As They Claim

This is terribly disappointing and shocking information, but it points to the need for us to be critical shoppers and not passive consumers when it comes to all things, even those that claim to be “Fair” or “Green.”
I’ve written about No Sweat before and found them to be an impressive company overall. They made a switch a few years back to start offering products made overseas, but they put in some stringent measures to ensure fair labor practices including outside independent auditors. And they even put the reports on their …

Money & Stewardship »

One of the things reading The Paradox of Choice made me aware of is how much of our conversation is about buying stuff. We talk about what we are thinking of buying, be it house, car, electronics, friends share their opinions of their own house, car, product or the other ones they tried when shopping themselves. Or, we talk about things we already purchased, whether we are happy with it or not, the deal we got, the money we saved. I don’t know how much of our actual conversations as …

Money & Stewardship »

We talk about a lot of topics here, focusing on what we can do as stewards of the resources around us and our time and life to love our neighbor. No topic is taboo, so we are going to talk, just briefly about what you wipe with. That’s write we are talking about T.P.
We needed some new toilet paper the other day so I made a quick run into the grocery story, recognized the Seventh Generation brand, and grabbed a 12 pack. Toilet Paper isn’t something I had given much …

Money & Stewardship »

Seems like everywhere I turn people are lamenting the impact of the plastic bags available at the grocery store. The trend seems to have caught on and everyone and their mother are purchasing nice pretty and new canvas totes to pick up their groceries with. What has amazed me is that I haven’t heard anyone acknowledge the irony in this. We critique the rampant consumerism and environmental degradation of plastic grocery bags that fill landfills, waste energy, and acknowledge our disposable society, and our answer to that problem: Buy something. …

Money & Stewardship »

You ever get upset and do something completely irrational? I’ve gone almost an entire year without eating any chocolate (that wasn’t fair trade), but Saturday I almost broke that commitment. As I mentioned the other day, we were having a bad day with car trouble and all, and I was really struggling with how frustrating things have been lately. It hasn’t even been so much the circumstances that have created the problems, so much as I felt it was our convictions.
We have a conviction that debt is not a good …

Money & Stewardship »

I’ve been talking about the house and budgeting a bit and I wanted to get into some discussion about budgeting and housing. This will be more about how I ‘think’ about it it terms of my budget more then anything, you’ll find it will kind of pan out the same. I’m not doing anything magical, but I still think the discussion is important.
I’ve mentioned before that in our month to month budget we’ve allotted $400 to cover rent and all utilities (internet, phone, gas, electricity). In the past we’ve lived …

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